Commerce, Accounting & Tax

Financial Literacy

Money skills for life: budgeting, digital payments, credit and investing basics.

Duration: 24–30 hrs
Modules: 7
Level: School & PU (Grades 9–12), UG on request
Mode: Online, offline or hybrid
Certificate: Skillern course certificate
Fees: On request

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About this course

Students learn to make informed decisions about everyday money, from budgeting and UPI safety to understanding loans, investments and insurance. Examples are adapted to each age group. The course explains how options work; it does not recommend specific products.

1. Earning, spending and budgeting — 4h
2. Saving and compounding — 3h
3. Banking and digital payments — 4h
4. Staying safe from fraud — 3h
5. Credit and loans — 4h
6. Investing and insurance basics — 4h
7. My money plan — 2h

Who it's for

Grades 9–12
PU and degree students (30-hour version)

Prerequisites

None

Curriculum

7 modules, 24 hours standard.

Learning objective

Build and follow a personal budget.

Hands-on lab

Build a monthly budget.

Topics covered

Needs and wants
Making a budget
Tracking spending

What students can do by the end

Create and follow a budget
Use digital payments safely
Explain interest, EMIs and credit
Describe investment and insurance basics

Career outcomes

Tools and software

Spreadsheets; sample statements and scenarios

Signature project

My money plan. A budget and savings plan for a goal of the student's choice.

Assessment and certification

Students who pass receive a Skillern course completion certificate. NSDC and EMax certification are available for eligible courses.

Trainer profile

Finance-qualified trainer

Delivery and scheduling

Format	Schedule
Semester (recommended)	About 20 weeks at 1.2 hours a week
Intensive	4 days at 6 hours a day, or weekend batches
School version	Not offered
Session length	2-hour sessions